Ben Decker co-founded Sozo Planning to give people a better experience of financial planning, one that feels clear, human, and genuinely useful for real life and real business. As a fiduciary, Ben’s commitment is straightforward: provide advice that’s in the client’s best interest and free from unnecessary complexity.
Ben works with individuals, families, and business owners who want to feel organized and confident about their financial decisions. Clients come to Ben for many reasons: they’re in a new season of life, they’ve outgrown DIY budgeting, they’re trying to make a big life decisions, or they’re running a business and want to feel confident about how to protect, grow and one day exit.
At Sozo Planning, the work is collaborative and values-driven, with an emphasis on clarity through financial organization. Ben helps clients organize the moving parts, clarify priorities, and translate goals into a plan with real next steps—covering areas like cash flow, saving and investing, risk management, and long-term planning.
A cornerstone of the process is the Living Balance Sheet: a clear, continually updated snapshot of your financial life: what you own, what you owe, and where you stand today, so decisions get easier and progress becomes visible. Learn where you stand today at Living Balance Sheet.
Ben is a graduate of the College of Charleston and outside the office, he enjoys life with his wife, Kylee, and their three children.